K&KKalsi & KhairaCentury 21 Coastal Realty Ltd.

BC first-time home buyers · 2026

Find out which home buyer programs you qualify for, and what they're worth.

Answer a few questions to check 8 BC and federal programs (transfer tax exemptions, the new-home GST rebate, the FHSA, the RRSP Home Buyers' Plan, property tax deferment, and more). You'll also get your mortgage insurance costs and a guide to insurance, mortgages and owning a home, based on your home type and city. It takes about 4 minutes. You'll see your estimated savings right away, and you can unlock the full report for free.

  1. 1About you
  2. 2The home
  3. 3Savings & mortgage
  4. 4Your results

About you

Who's buying?
Your age
Residency status
Will you have lived in BC for 12 months in a row before the purchase closes?
Have you ever owned a home that you lived in, anywhere in the world?
Include a home owned with someone else, or owned outside Canada.
Between 2022–2026, did you live in a home owned by you or your spouse/partner?
Include a home your current spouse or common-law partner owned, even if your name wasn't on title.